Figure DSCR/Crypto
650 South Tryon Street, Charlotte, NC 28202
Figure.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
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Total loans closed with Loan Factory (past 12 months)
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Lender overview
Basic information
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
Lock policies & Fees
Lock Policies
N/A
N/A
Lender's niche & Overlays
Crypto-Backed Loans (CBL)
CBLs serve individuals or entities holding significant Bitcoin (BTC) or Ethereum (ETH) who want cash liquidity without selling their assets or triggering capital gains taxes.
Ideal clients:
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Long-term crypto holders (“HODLers”) avoiding capital gains.
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Crypto owners seeking liquidity for purchases, investments, or lifestyle needs.
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Corporate treasuries leveraging idle BTC/ETH reserves.
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Consumers seeking alternative financing options.
Niche position: Enables borrowers to access cash while retaining crypto ownership—something traditional banks rarely offer.
DSCR loans cater to real estate investors whose qualification is based on property income rather than personal income.
Focus on rental income, not W-2s or tax returns.
For business-purpose investment properties only.
Ideal for single-family homes, condos, townhomes, and PUDs.
Niche position: Provides a fast, streamlined, AI-driven financing option—closing in as few as five days—based solely on the property’s DSCR ratio.
Crypto-Backed Loan: The product is not available to US residents in DC, ID, IL, KY, MD, MS, SD, TX, VT, or VA
Lender turn time
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