Joseph ValVerde
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Joseph ValVerde
Loan Officer
Bio:
About Easy Loans for All
Simple. Transparent. Fair.
At Easy Loans for All, we believe getting a home loan shouldn’t feel like solving a puzzle. Our mission is to make mortgage lending fast, fair, and completely transparent—no tricks, no pressure, no wasted time.
I’m Joe Valverde, a U.S. veteran and experienced mortgage professional with over a decade in the finance industry. I’ve worked with some of the biggest names in lending—LoanDepot, Mr. Cooper, and Rocket Mortgage—but I founded Easy Loans for All to do things differently: to bring simplicity and honesty back to the mortgage experience.
Through my partnership with LoanFactory, I can compare loan options from hundreds of lenders to find the absolute best fit for your situation—whether you’re buying your first home, refinancing, investing, or exploring unique loan programs like DSCR, ITIN, or Bank Statement loans. Every borrower deserves access to competitive rates, clear communication, and guidance that builds confidence.
When you work with me, you’ll get:
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Direct access to 200+ lenders through LoanFactory’s network.
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Fast, transparent quotes—no hidden fees or games.
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Support for every borrower type: W2, 1099, self-employed, investors, and veterans.
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Real answers without the corporate sales pitch.
You deserve more than just a loan—you deserve understanding, respect, and results.
Let’s make homeownership simple again.
Apply today, compare your options, and discover how easy it can be.
NMLS#: 1600827
License states: Arizona
Spoken Language: English
My reviews on Google
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 236 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
OUR ACCOMPLISHMENTS
236+
Number of Lenders
14944+
(Avg. 5.0) Google Reviews
2246+
Loan officers
48
Licensed states
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
